摘要
自改革开放以来,中国居民消费水平显著提升。与此相对,城乡二元结构体制下的消费差距问题也渐趋凸显,如何在保障消费存量的前提下缩小城乡消费差距是形成城乡协调发展格局、实现共同富裕的重要一环。基于2012—2019年省级面板数据构建空间自回归模型,检验数字金融对城乡消费差距的空间收敛效应。实证结果表明,城乡消费差距存在显著的绝对β收敛以及条件β收敛,并表现出正向空间溢出效应,而数字金融对其收敛作用具有显著的促进作用。此外,在区域异质性研究中发现,数字金融对中西部地区城乡消费差距的收敛作用要显著优于东部地区。值得注意的是,数字金融对城乡消费差距的收敛作用在不同层次的消费品中存在显著差异,与促进基础消费品类城乡消费差距收敛不同,其对高级消费品类城乡消费差距收敛呈现抑制效应。机制分析表明,数字金融将通过创富和共享两类渠道促进城乡消费差距收敛。尽管如此,城乡消费差距的收敛进程仍面临一定掣肘。为此,中国在推进数字金融发展的同时,应尽快完善农村基础设施建设、普及居民金融知识;在健全区域合作、互助机制的同时,需注意消费内部层级差异,积极落实租售同权政策;在保障数字金融助推渠道畅通的同时,要进一步助力资金研发供给,提升科技创新成果产出效能。
Since the reform and opening up,the consumption level of Chinese residents has risen remarkably.In contrast,the consumption gap between urban and rural areas under the dual structure system has become increasingly prominent.How to narrow the consumption gap between urban and rural areas on the premise of guaranteeing the consumption stock is an important part of the formation of the coordinated development pattern between urban and rural areas and the realization of common prosperity.A spatial autoregressive model is constructed to test the spatial convergence effect of digital finance on the urban-rural consumption gap based on the provincial panel data from 2012 to 2019.The empirical results show that the consumption gap between urban and rural areas has significant absolute convergence and conditional convergence.The estimation results based on the spatial econometric model show that the consumption gap between urban and rural areas plays a positive spatial spillover effect,and digital finance plays a significant role in promoting its convergence.In addition,in the study of regional heterogeneity,it is found that due to the differences in regional resource endowment and economic development level,the convergence effect of digital finance on the urban-rural consumption gap in the eastern region is significantly better than that in the western region.It is worth noting that the convergence effect of digital finance on the urban-rural consumption gap also has significant differences in different levels of consumer goods.On the basis of calculating the elasticity of consumption categories through AIDS model to distinguish consumption types,it is obvious that,different from promoting the convergence of rural-urban consumption gap of basic consumer categories,digital finance exerts a restraining effect on the convergence of rural-urban consumption gap of advanced consumer categories.The mechanism analysis based on the mediation effect model including spatial autoregressive factors shows that digital finance will promote the convergence of urban-rural consumption gap through two channels of creation wealth and sharing when the entropy method is used to construct the common wealth index.In spite of this,the convergence process of urban-rural consumption gap still faces a few constraints.Therefore,while promoting the development of digital finance,improving the construction of rural infrastructure and popularizing the financial knowledge of residents should be required as soon as possible.While improving regional cooperation and mutual assistance mechanism,it is necessary to pay attention to the differences of internal levels of consumption and actively implement the policy of equal rights of rent and sale.While ensuring the smooth promotion channel of digital finance,it is necessary to further help the supply of capital research and development and improve the output efficiency of scientific and technological innovation achievements.
作者
李建伟
危仁义
解其昌
LI Jianwei;WEI Renyi;XIE Qichang(School of Finance,Shandong Technology and Business University,Yantai 264005,China)
出处
《统计与信息论坛》
CSSCI
北大核心
2023年第6期102-116,共15页
Journal of Statistics and Information
基金
国家自然科学基金青年项目“融资约束下研发投资结构对企业生产率的影响机理研究”(71804096)
山东省自然科学基金“金融科技影响企业技术创新的结构特征、机制识别及金融监管下的效应差异研究”(ZR2021 MG028)。
关键词
数字金融
消费差距
共同富裕
空间收敛
空间自回归模型
digital finance
consumption gap
common prosperity
spatial convergence
spatial autoregressive model
