摘要
运用我国31个省份2011—2020年的面板数据,采用双向固定效应模型实证检验新型城镇化对数字普惠金融缩小城乡收入差距的调节作用。研究结论表明,(1)从整体水平来看,数字普惠金融能显著缩小城乡收入差距;(2)从数字普惠金融单维度视角来看,覆盖广度指数和使用深度指数也能够显著缩小城乡收入差距,但是数字化程度没有起到收敛作用;(3)随着新型城镇化建设的不断提升,数字普惠金融总指数、覆盖广度指数以及使用深度指数对城乡收入差距的收敛效果将不断减弱。为了更好地缩小城乡收入差距,要同时关注数字普惠金融发展和新型城镇化建设。
Using the panel data of 31 provinces in China from 2011 to 2020,the paper uses a two-way fixed effect model to empirically test the regulatory effect of new urbanization on digital inclusive finance in narrowing the urban-rural income gap.The research conclusions show that from the overall level,digital inclusive finance can significantly narrow the income gap between urban and rural areas;and then,from the single-dimensional perspective of digital inclusive finance,the breadth index of coverage and the depth index of use can also significantly narrow the urban-rural income gap,but the degree of digitization has not produced any constringency;next,with the continuous improvement of new urbanization construction,the convergence effect of digital inclusive finance general index,coverage breadth index and the depth index of use on the urban-rural income gap will continually be weakened.Therefore,in order to better narrow the income gap between urban and rural areas,we should pay attention to the development of digital inclusive finance and the construction of new urbanization.
作者
李春霄
张培
LI Chunxiao;ZHANG Pei(School of Economics and Management,Xi'an Shiyou University,Xi'an,Shaanxi,710065,China)
出处
《西安石油大学学报（社会科学版）》
2023年第3期18-27,共10页
Journal of Xi’an Shiyou University:Social Science Edition
基金
国家社会科学基金项目:农民工返乡创业初创期金融排斥的形成机理与破解对策研究(17CJY039)。
关键词
数字普惠金融
新型城镇化
城乡收入差距
调节效应
digital inclusive finance
new urbanization
income gap between urban and rural areas
regulatory effect
