摘要
如何应对系统性金融风险正面临着巨大的理论与现实挑战,尤其是法律概念上的厘清,对于系统性金融风险的规制优化极具意义。宪法释义学上的系统性金融风险概念分别在基本权利的国家保护义务、立法机关的构架义务、系统性监管负担分配的基本权利条款以及比例原则上出现了具体化。亦可通过宪法中财产权保障的内容推导出金融消费者和金融机构的基本权利保护的必要性。需要关注在履行财产权所对应的国家保护义务时,应注意选择裁量的宪法指示、妥适的保护水平、负担公平、国家保护措施的有效性等要素。
How to deal with systemic financial risks face great theoretical and practical challenges,especially the clarification of legal concepts,which is of great significance to the regulation optimization of systemic financial risks.The concept of systemic financial risk in constitutional hermeneutics embodies the concretization of the state’s obligation to protect constitutional rights,the legislative body’s obligation to structure,the fundamental right provisions of the distribution of systemic regulatory burden and the principle of proportion.The protection of property rights in constitution can deduce the necessity of protecting the basic rights of financial consumers and financial institutions.When fulfilling the obligation of state protection corresponding to property right,we should pay attention to such factors as the choice of discretionary constitutional instructions,the appropriate level of protection,the fairness of burden,and the effectiveness of state protection measures.
作者
薛皓元
XUE Haoyuan(Law School of Nanjing University,Nanjing,Jiangsu 210008,China)
出处
《财经理论与实践》
CSSCI
北大核心
2023年第4期137-145,共9页
The Theory and Practice of Finance and Economics
基金
国家社会科学基金重大项目(21ZDA052)。
关键词
系统性金融风险
宪法
基本权利
systemic risk
constitution
fundamental rights
