摘要
《民法典》第388条、《民法典担保司法解释》第68条以功能主义、消灭隐形担保为指向,使聚讼纷纭的让与担保制度以准成文法的形式得以确立,但法律规范简略,理论上莫衷一是,司法裁决困惑自是难以避免。《民法典》颁行后,让与担保司法裁判的样本分析呈现出效力大致得到认定、裁决理由不尽相同、规避法律构造、裁判者无所适从、法律适用不统一的样态。让与担保规则统一适用的进路宜以让与担保效力为起点,采所有权构造而非担保权构造为理论逻辑,债权人获得完整性的所有权须受当事人担保约定的限制,如此方能不冲突于现行担保体系。让与担保规则的适用,应建立统一的公示制度,以归属清算的变价处分方式、平衡涉第三人利益为必要。
Article 388 of the Civil Code and Article 68 of the Judicial Interpretation of the Security System of the Civil Code,oriented towards functionalism and the elimination of invisible security,have established controversial transferring security system in the form of quasi-statutory law.However,the brief legal norm and ambiguous theory make confusion in adjudication inevitable.Samples of transferring security adjudications after the enactment of the Civil Code were analyzed to show that while its effectiveness is generally recognized,the reasons for the adjudications vary.There are also problems like the legal structure averse,the adjudicators'perplexity,and the law application disunity.For the unity of applying the transferring security rules,the present paper proposes that the effectiveness of the rules should be taken as the starting point,and ownership structure,rather than that of security right,as the theoretical logic,and the creditor's acquired integral ownership should be restricted by the security agreement to conform with the current security system.Moreover,in applying the rules,a uniform publicity system should be established,with appraisal at the current rate according to the liquidation of attribution and the balanced interests involving the third person as necessary elements.
作者
汪振江
WANG Zhen-jiang(School of Law,Lanzhou University,Lanzhou 730000,China)
出处
《兰州大学学报（社会科学版）》
CSSCI
北大核心
2023年第3期101-116,共16页
Journal of Lanzhou University（Social Sciences）
基金
国家社会科学基金项目“治理整顿背景下网络借贷机构退出机制研究”(20STA046)。
关键词
《民法典》
让与担保
所有权构造
担保权构造
司法裁判
the Civil Code
transferring security
ownership structure
security right structure
judicial adjudication
