摘要
农业保险作为一种有效防范农业生产损失的举措,在降低农民生产经营风险、促进农业再生产、提高农业综合生产能力等方面发挥着重要作用。选取2011~2020年四川省农户农业保险需求意愿影响因素的相关数据,构建多元线性回归模型,分析四川省农业保费收入与影响因素之间的关系。根据多元线性回归模型发现,农村劳动力数量、受灾面积以及农业经营收入占可支配收入的比重与农业保费收入呈显著正相关关系。最后从政府、保险公司以及农户角度,提出提升四川省农户农业保险需求意愿,推动农业保险事业健康发展的政策建议。
As an effective measure to prevent agricultural production losses,the agricultural insurance plays a critical role in reducing farmers'production and management risks,promoting the agricultural reproduction,and enhancing the agricultural comprehensive production capacity.This paper mainly selects the relevant data on the demanding willingness and influencing factors of agricultural insurance for farmers in Sichuan Province from 2011 to 2020,constructing a multiple linear regression model,and analyzing the relationship between agricultural insurance premium income and influencing factors in Sichuan Province.According to the multiple linear regression model,it is found that the number of labor force,affected arear,and the proportion of agricultural business income in disposable income have a significant positive correlation with agricultural insurance premium income.Finally,from the perspective of the governments,insurance companies and farmers,we put forward some policy suggestions to improve demanding willingness of the agricultural insurance for farmers in Sichuan Province and promote the healthy development of agricultural insurance.
作者
谭丁宸
张小宁
TAN Dingchen;ZHANG Xiaoning(School of Finance and Economics,Gansu Agricultural University,Lanzhou,Gansu 730070;Institute of Science and Technology Information in Gansu Provincial,Lanzhou,Gansu 730030)
出处
《热带农业工程》
2023年第3期41-45,共5页
Tropical Agricultural Engineering
基金
兰州白银地区产业创新发展与重点领域技术评价体系建设(No.21JR7RA761)
“一带一路”背景下甘肃省国际科技合作国别研究(No.21YF5WA013)。
关键词
农业保险
影响因素
需求意愿
agricultural insurance
influencing factors
demanding willingness
