摘要
新型农业经营主体作为新时代农业生产的主力军,是实施乡村振兴战略、建设农业强国的重要力量,然而农业保险保障水平不足以调动其农业生产积极性。首先分析国内外收入保险实践及趋势产品,创新提出“气象指数—收入保险”是能够使得农业保险目标与稳定新型农业经营主体农业收入目标相一致的产品。然后提出“气象指数—收入保险”设计步骤。最后从重视新型农业经营主体农业生产数据统计工作、完善农业气象观测站点建设、保险科技促进高保障农业保险发展、重视产品细分以满足不同新型农业经营主体的需求以及加深政府涉农网站农业保险信息化建设等五个方面,提出我国开展政策性“气象指数—收入保险”的路径。
As the main force of agricultural production in the new era,large-scale agricultural operators are important forces for implementing the rural revitalization strategy and building a strong agricultural country,but the insufficient level of crop insurance coverage restricts their agricultural production enthusiasm.Firstly,we analyze the practice and trend products of income insurance at home and abroad,and innovatively propose the“weather index-income insurance”product as an crop insurance product suitable for large-scale agricultural operators to manage the post-production market risk in the future.Then,the path of policy“weather index-income insurance”is proposed.Finally,we propose the policy of“weather index-income insurance”in China from five aspects,such as paying attention to the statistical work of agricultural production of large-scale agricultural operators,improving the construction of agricultural weather observation sites,insurance technology,promoting the development of high security agricultural insurance,paying attention to product segmentation to meet the needs of different large-scale agricultural operators,and opening a column of“weather index-income insurance”on the government website.
作者
王晓丽
陈盛伟
Wang Xiaoli;Chen Shengwei
出处
《兰州学刊》
CSSCI
2023年第10期139-148,共10页
基金
国家自然基金“玉米连续性和共生性致灾因子气象指数保险产品设计研究”(项目编号:71773067)。
关键词
政策性农业保险
新型农业经营主体
气象指数—收入保险
收入保险趋势产品
policy crop insurance
large-scale agricultural operators
weather index-income insurance
foreign income insurance practices
