摘要
人民币作为“国家名片”,是我国的法定货币,是国家经济主权的象征。随着人民币国际化进程的推进,人民币在国际舞台中的地位日益显著。另一方面,假币非法流通严重影响了人民币信誉,损害了人民币的良好形象。一段时期以来,农村地区成为假币非法流通相对严重的区域,同时也是各级金融机构假币流通重点防范地区。假币非法流通不仅严重扰乱农村地区居民正常的生产生活,也会对农村居民用现满意度造成不可估量的影响。因此分析假币非法流通对农村居民用现的危害程度,并详细分析具体路径势在必行。基于此,通过采用有序Probit模型对1557个农户的实地调查数据就相关论题进行了实证研究。
As a“national business card”,RMB is China’s fiat money and a symbol of national economic sovereignty.On one hand,with the advancement of RMB internationalization,it has become increasingly prominent in the international arena,on the other hand,the illegal circulation of counterfeit currency seriously affects the reputation of RMB and damages its good image.For a period of time,rural areas have become the areas for the rampant circulation of counterfeit currency,and they are also key areas for financial institutions at all levels to prevent the circulation of counterfeit currency.The illegal circulation of counterfeit currency not only seriously disrupts the normal production and life of rural residents,but also has an immeasurable impact on their satisfaction with the use of cash.Therefore,it is imperative to analyze the harm caused by the illegal circulation of counterfeit currency to rural residents’use of cash and the specific path in detail.Based on this,an empirical study was conducted on relevant issues using the ordered Probit model with field survey data from 1557 farm households.
作者
周陈曦
ZHOU Chenxi(Nanchang Central Sub Branch of People’s Bank of China,Nanchang Jiangxi 330008,China)
出处
《金融理论与教学》
2023年第5期16-25,共10页
Finance Theory and Teaching
基金
国家社科基金项目“乡村振兴战略背景下农村公共服务供给效率评价与支持系统研究”(18BJY156)。
关键词
农村
假币
满意度
rural areas
counterfeit currency
satisfaction
