摘要
要想在数字时代的大背景下推动乡村全面振兴,实现乡村高质量发展,势必需要借助数字金融工具。因此,研究数字普惠金融能否推动乡村全面振兴具有较强的理论和现实意义。本文分别构建静态面板模型和动态面板模型对数字普惠金融与乡村全面振兴之间的关系进行实证研究。研究发现,数字普惠金融发展对乡村振兴的影响呈现非线性特征,二者之间存在先抑制后促进的“U”形关系;现阶段数字普惠金融发展已越过极值点,其发展确实能够促进乡村全面振兴。通过剔除直辖市样本、替换核心解释变量进行稳健性检验后,该结论依然成立。异质性分析显示,在高人口水平地区,二者之间显著存在“U”形关系,数字普惠金融发展对乡村全面振兴具有更强推动作用。本文研究为数字普惠金融与乡村振兴之间的关系认定提供了新的理论依据,为我国推动乡村全面振兴提供了路径支持,并且为实现乡村经济高质量发展制定更为匹配的金融政策提供良好参考。
To comprehensively promote rural revitalization and realize the high-quality development in rural areas in the context of the digital era,it is inevitable to take advantage of digital financial tools.Therefore,it is of strong theoretical and practical significance to study whether digital inclusive finance can comprehensively promote rural revitalization.This paper conducts empirical research on the relationship between digital inclusive finance and comprehensive rural revitalization by constructing static panel models and dynamic panel models respectively.It is found that the impact of digital inclusive finance development on rural revitalization shows non-linear characteristics,and there is a U-shaped relationship between them,which is inhibited first and then promoted;at this stage,the development of digital inclusive finance has already crossed the extreme point,and its development can indeed promote the comprehensive rural revitalization.The conclusion still holds after the robustness test by removing the sample of municipalities and replacing the core explanatory variables.Heterogeneity analysis shows that there is a significant U-shaped relationship between them in high population level areas,and the development of digital inclusive finance has a stronger role in promoting comprehensive rural revitalization.The research in this paper provides a new theoretical basis for the identification of the relationship between digital inclusive finance and rural revitalization,provides supporting path for China to comprehensively promote rural revitalization,and provides a good reference for the formulation of more compatible financial policies to achieve the high-quality development of the rural economy.
作者
裴育
姚圣
Pei Yu;Yao Sheng
出处
《经济研究参考》
2023年第10期47-62,共16页
Review of Economic Research
关键词
乡村振兴
数字普惠金融
动态系统广义矩估计方法
rural revitalization
digital inclusive finance
dynamic system generalized moment estimation method
