摘要
随着科技的发展,第三方支付作为一种新型支付模式应运而生。第三方支付机构独立于买卖双方,通过起到中介作用来促成买卖双方的交易,对我国的消费增长起到显著的积极作用。然而此种交易模式带来便利的同时,也因其大量关联个人信息,引发了人们对于使用第三方支付中个人信息泄露现象的思考。本文认为第三方支付过程中的主要法律问题在于消费者不完全知晓个人信息被利用和消费者对于侵害行为举证困难,针对于此提出提高对第三方支付企业披露要求、合理分配举证责任等完善举措。
With the development of science and technology,third-party payment has emerged as a new payment mode.Independent of the buyer and seller,third-party payment institutions facilitate the transaction between the buyer and seller by playing an intermediary role,which plays a significant positive role in China's consumption growth.However,while this transaction mode brings convenience,it also causes people to concern about the leakage of personal information in the use of third-party payment because of its usage of large amount of personal information.The main legal problems in the process of third-party payment are that consumers are not aware of the use of their personal information and it is difficult for consumers to prove infringements,therefore,this paper propose to improve the disclosure requirements of third-party payment companies and allocate the burden of proof reasonably.
出处
《吉林省教育学院学报》
2023年第12期158-162,共5页
Journal of Jilin Provincial Institute of Education
关键词
第三方支付
个人信息
消费者
third-party payment
personal information
consumer
