摘要
城乡融合发展是缩小城乡差距的重要路径之一,数字普惠金融为中国城乡融合发展提供了动力。以长三角地区地级市2011—2021年的面板数据为基础,采用计量模型检验数字普惠金融对城乡融合的影响。研究结果表明,数字普惠金融能显著改善城乡融合发展水平,并能通过影响家庭教育投入促进城乡融合水平;在数字普惠金融的构成维度、经济发展水平和地区上存在异质性。基于此,建议重视数字普惠金融对城乡融合发展的作用,促进要素自主有序流动,提高地区尤其是农村经济发展水平。
Urban-rural integration development is a crucial pathway to narrowing the urban-rural gap,underpinned by the critical role of digital inclusive finance in China s development.Based on data from prefecture-level cities in the Yangtze River Delta region from 2011 to 2021,econometric models were constructed to explore the impact of digital inclusive finance on urban-rural integration.Findings indicate that digital inclusive finance can significantly boost urban-rural integration levels,through its impact on household educational investments;heterogeneity is pervasive in composition dimension of digital financial inclusion,economic development level and region.Consequently,it is recommended to focus on the impact of digital inclusive finance on urban-rural integration development,fostering an autonomous and orderly flow of economic factors,and enhancing regional economic development,particularly in rural areas.
作者
张立
韦震
周建华
ZHANG Li;WEI Zhen;ZHOU Jianhua(School of Economics and Management,Huzhou College,Huzhou 313000,Zhejiang,China;School of Economics and Management,Huzhou University,Huzhou 313000,Zhejiang,China)
出处
《浙江科技学院学报》
CAS
2024年第2期109-119,共11页
Journal of Zhejiang University of Science and Technology
基金
国家社会科学基金一般项目(22BJY145)
浙江省软科学研究项目(2023C35044)。
关键词
城乡融合
数字普惠金融
教育投入
长三角地区
urban-rural integration
digital inclusive finance
educational investment
Yangtze River Delta region
