摘要
作为互联网时代的一种金融创新,校园网贷为大学生提供了一条全新的金融服务渠道,但在满足许多大学生学习、创业、消费等应急需求的同时,也存在监管缺位、行业缺乏自律等不少问题,致使目前行业处于无序发展状态。因此,应尽快出台法律法规,确保监管到位,强化行业自律,提升大学生自控能力,建立征信体系,以促进行业规范有序发展。
As one of the financial creativities in Information Age, campus P2 P lending providescollege students with a new way of financial services. Although it meets college students' pressing needsfor education, entrepreneurship, consumption, etc., campus P2 P lending still has many problems, such asabsence of supervision, lack of self-disciplined and so on, which result in the muddled development.Therefore, we should work out relevant laws and regulations as soon as possible, make sure thatsupervision is in place, strengthen its self- discipline, enhance college students' self controlling,establish credit system, and foster the normative growth of industry standards.
出处
《金华职业技术学院学报》
2016年第5期8-12,共5页
Journal of Jinhua Polytechnic
关键词
校园网贷
现状
问题
策略
campus P2P lending
status
problems
strategy
