摘要
近年来,在网络借贷快速发展的同时,一些不良网络借贷平台和放贷人抓住大学生缺乏安全意识的心理,采取各种虚假或违法的手段来诱导大学生参与网络借贷,使得有部分大学生陷入"高利贷"陷阱,并且越陷越深,甚至出现有个别大学生因不堪重负而选择跳河自杀或玩失踪的恶性事件。为了进一步了解网络借贷对大学生的影响,他专门对该校的大学生进行了网络问卷调查;另外,为了杜绝类似现象的出现,它根据调查的结果进行分析,然后从加强对大学校园不良网络借贷平台和放贷人的监管与惩治、为大学生普及网络贷款相关知识、引导大学生树立正确的消费观念等多方面提出相应的对策和解决方法。
In recent years, with the rapid development of network lending at the same time, some of the bad network lending platform and lending students grasp the lack of safety awareness psychology, take all kinds of false or illegal means to induce students to participate in online lending, makes some students into 'usury' trap, and deeper, and even individual students overwhelmed by the choice of river Dutch act or play vicious incident missing. In order to further understand the impact of network lending on college students, he conducted a special survey on the network of university students; in addition, in order to prevent a similar phenomenon, it according to the results of the survey are analyzed, and then from the strengthening of the campus network bad lending platform and the supervision and punishment of lenders, loan for College Students Internet related knowledge, and guide students to establish a correct concept of consumption. The corresponding countermeasures and solutions are put forward
出处
《佳木斯职业学院学报》
2017年第10期405-406,共2页
Journal of Jiamusi Vocational Institute
关键词
大学生
网络借贷
消费观念
安全教育
监管
college students
online lending
consumption concept
safety education
supervision
