期刊文献+

中国银行业规模经济效益与相关产业组织政策 被引量:69

Economies of Scale of Chinese Banks and Related Industrial Organization Policies
原文传递
导出
摘要 大银行具有规模优势 ,但银行规模并不是越大越好 ,最佳规模是位于一定区域之内的。同时 ,银行业的规模经济要受到市场结构、银行制度、管理体制以及金融创新等因素的影响。本文运用指标分析、“生存竞争法”分析 ,以及Translog成本函数对中国银行业进行了实证考察。结果表明 ,规模经济在中国银行业中的确存在 ,但“最大”并不是“最好” ,四大国有商业银行呈现一种规模不经济的状态 ,本文对其原因进行了剖析 ,并提出相应的政策建议。 Big banks have the advantage of scale, but it's not true to say that the bigger the better. The position of the best scale is in a area instead of on a spot. At the same time, the economies of scale of banks are affected by factors such as market structure, bank system, management system, financial innovation, and so on. In this paper we analysed the situation of Chinese banks by using the methods of Index Analysis, Exist Competition Analysis, and Translog Cost Function Analysis, and found that there are economies of sacle among Chniese banks. But the 'best one' is not the 'largest one' . It seems that the four state-owned banks are in a situation of diseconomies of scale. We analysed the reasons and provided some policy advice.
作者 于良春 高波
出处 《中国工业经济》 CSSCI 北大核心 2003年第3期40-48,共9页 China Industrial Economics
基金 国家社会科学基金项目"垄断与竞争 :自然垄断性行业竞争机制与相关产业组织政策研究"的阶段性成果
关键词 银行规模 市场结构 有效竞争 scale of banks market structure effective competition
  • 相关文献

参考文献8

  • 1Humphrey, D. B. (1990)Why Do Estimates of Bank Scale Economies Differ? FederalReserve Bank of Richmond Economic Review 76(Sept./Oct.), 38 - 50.
  • 2Berger, A. N., W.C. Hunter, and S. G. Timme. (1993) The Efficiency of Financial Institutions: A Review and Preview of Research Past, Present, and Future. Journal of Banking and Finance 17, 221 -249.
  • 3Noulas, A. G., Ray, S.C. and Miller, S. M. (1990) Return to Scale and Input Substitution for Large U. S. Banks, Journal of Money,Credit and Banking,22,94- 108.
  • 4Berger,A. N. and Humphrey, D. B. (1991)The Dominance of Inefficiencies over Scale and Product Mix Economics in Banking, Journal of Monetary Economics,28,117 - 148.
  • 5Boyd, J.H. and Gertler, M. (1993 ) Us commercial banking: Trends, cycles, and policy. NBER Macroeconomics Annual.
  • 6GJ施蒂格勒.《产业组织和政府管制》[M].上海三联书店,1996年..
  • 7于良春,鞠源.垄断与竞争:中国银行业的改革和发展[J].经济研究,1999,34(8):48-57. 被引量:345
  • 8蒂米奇·威塔斯:《金融规管--变化中的游戏规则》,上海财经大学出版社2001年版.

二级参考文献4

共引文献346

同被引文献475

引证文献69

二级引证文献382

相关作者

内容加载中请稍等...

相关机构

内容加载中请稍等...

相关主题

内容加载中请稍等...

浏览历史

内容加载中请稍等...
;
使用帮助 返回顶部