摘要
我国经济持续、快速增长为保险业提供了广阔的发展空间。但是 ,中资保险业现有的以承保为主的经营模式 ,在快速发展的同时 ,会隐存着未来严重的偿付危机。本文通过一个简化的保险业盈利模型 ,说明中资保险业必须进行经营方向的转换 :由承保为主转向承保与投资并驾齐驱。
China's sustained and repaid economic growth provides a broad scope for the development of insurance industry. However, the existing management of Chinese funded insurance, which specializes in giving cover, will bring about serious reimbursement crisis in future. This paper, through a simplified profit model of insurance industry, proves that Chinese funded insurance should reform its management by giving equal attention to the insurance coverage and investment.
出处
《金融研究》
CSSCI
北大核心
2003年第4期130-134,F003,共6页
Journal of Financial Research
