摘要
本文通过对中国商业银行 1996年到 2 0 0 1年的经营情况进行实证分析 ,估算出各家银行的规模经济系数和范围经济系数 ,发现大部分商业银行规模不经济而范围经济 ,规模不经济的程度与银行资产规模呈正相关关系 ,股份制商业银行的范围经济系数高于国有商业银行的范围经济系数 ,范围经济与银行资产规模没有必然的联系。在此基础上 。
This paper acquires the indexes of economies of scale and scope by studying the operating results of China's commercial banks in 1996-2001, which shows there are diseconomies of scale and economies of scope in most of commercial banks. The coefficient of economies of scale is negative relative to the asset size of the banks. The coefficient of economies of scope of share commercial banks is larger than that of state-owned commercial banks, however, the coefficient of economies of scope is irrelative to the asset size of the banks. Based on this, this paper puts forward correspondent policy suggestions.
出处
《中国工业经济》
CSSCI
北大核心
2003年第10期21-28,共8页
China Industrial Economics
基金
教育部"十五"规划研究项目 (项目编号 :0 1JA790 0 70 )
