摘要
风险为本的理念已被国际社会广泛采纳并成为反洗钱工作的重要基石。作为反洗钱工作重要阵地的商业银行,在风险为本理念下要对自身面临的洗钱威胁有全面的认识,并采取科学方法评估风险,合理配置反洗钱资源,切实提高反洗钱工作的效率和质量。本文从风险为本下商业银行反洗钱工作管理要求入手,结合银行面临的反洗钱工作实际问题,提出了商业银行风险为本理念下反洗钱工作的一些建设性意见。
The risk-based idea has been adopted by the international community widely and become the cornerstone of anti-money laundering. As an important organization of anti-money laundering,commercial banks should have a comprehensive understanding of money laundering faced under the risk-based idea,adopt the scientific method to assess risk and rationally allocate anti-money laundering resources to virtually improve the efficiency and quality of anti-money laundering. Beginning from the requirements of the anti-money laundering management of commercial banks under the risk-based idea,in combination with the practical problems of anti-money laundering faced by banks,the paper puts forward some constructive suggestions on anti-money laundering under the risk-based idea of commercial banks.
出处
《西部金融》
2015年第11期76-78,共3页
West China Finance
关键词
风险为本
反洗钱
商业银行
risk-based
anti-money laundering
commercial bank
