摘要
医疗保障扶贫以"三重医疗保障"为基础,辅之疾病应急救助、意外保险、商业健康保险、护理保险和慈善救助等,共同组成医疗保障扶贫体系,以消除城乡贫困人口因病致贫、因病返贫的问题,以提升医疗保障的公平性和可及性。我国医疗保障扶贫效果显著,实践中已经探索出不少成功经验,但依然存在"因病致贫"标准难以准确界定、医疗保障扶贫相关概念界定缺失、需警惕医疗扶贫变成捐赠买卖、医疗保障扶贫对象识别困难、医疗保障扶贫联动机制尚未形成等问题。因此,目前亟需合理核准"因病致贫"标准,科学界定医疗保障扶贫相关概念,精准识别"因病致贫"对象,以实现医疗保障扶贫联动衔接。
The medical security poverty alleviation is based on“three medical securities”and assisted with disease emergency assistance, accident insurance, commercial health insurance, care insurance and charitable relief to form medical security poverty alleviation and resolve poverty problems due to diseases for urban and rural poverty-stricken population and promote fairness and accessibility of medical security. The medical security poverty alleviation has produced significant effects and many successful experiences have been explored in practice, but there still exists many problems, such as the standards of “poverty due to disease” are dififcult to deifne, relevant concept deifnition of medical security poverty alleviation has been formed, special attention should be paid to forbid transforming medical security poverty alleviation into donation, the medical security poverty alleviation personnel is dififcult to recognize and associated system of medical security poverty alleviation has not been formed. Therefore, at present, it is necessary to reasonably check standards of “poverty due to disease”, scientiifcally deifne relevant concepts, accurately recognize person who suffers from poverty due to disease to achieve associated connection of medical security poverty alleviation.
出处
《中国医疗管理科学》
2016年第4期10-15,共6页
Chinese Journal Of Medical Management Sciences
基金
国家民委民族问题研究后期资助项目(2015-GM-254)
清华大学中国农村研究院博士论文奖学金项目(201528)
贵州省保险学会保险科研课题(201506)
关键词
医疗保障扶贫
三重医疗保障
因病致贫
Medical security poverty alleviation
Three medical securities
poverty due to disease
