4MERTON R C, BODIE Z. Deposit Insurance Reform: A Functional Approach in A. Meltzer and C. Plosser [ J ]. Carnegie- Rochester Series on Public Policy, 1993 (6) :38-39.
5RAJAN R G. ZINGALES L. Power in a Theory of the Firm [ J ]. Quarterly Journal of Economics, 1998,113 ( 2 ) :387-432.
8BERGER S, GLEISNER F. Emergence of Financial Intermediaries on Electronic Markets:The Case of Online P2P Lending [ D ]. Working Paper, University of Frankfurt ,2008.