摘要
本文针对我国长期护理保险制度发展,结合各个地区试点经验,以长期护理保险模式为基点进行理论研究。认为我国长期护理保险目前发展仍面临着保险覆盖范围有限,给付机制不健全,无通货膨胀保障条款等问题。主张我国长期护理保险制度应当遵循与经济发展相适应、普遍性与选择性相结合等原则指导,建立基础的长期护理保险制度的同时,注重发挥商业长期护理保险制度的补充作用,促进长期护理保险制度的发展。
This paper studies the development of the long-term care insurance system in China, combined with the pilot experience of various regions, and based on the long-term care insurance model. It is believed that the current development of long-term care insurance in China is still facing problems, such as limited insurance coverage, imperfect payment mechanism and no inflation protection clause. It is advocated that China’s long-term care insurance system should follow the principles of adapting to economic development, combining universality and selectivity. While establishing the basic long-term care insurance system, we should pay attention to the complementary role of the commercial long-term care insurance system, and promote the development of the long-term care insurance system.
出处
《金融》
2022年第5期454-458,共5页
Finance
