近几年我国移动支付业务发展水平较好,统筹各地区移动支付业务的协同发展不但能够使移动支付企业进一步扩大业务,发挥移动支付业务的普适性,也能够对各地区的移动支付规模及移动支付类型进行分析,进一步优化移动支付业务结构,提高移动...近几年我国移动支付业务发展水平较好,统筹各地区移动支付业务的协同发展不但能够使移动支付企业进一步扩大业务,发挥移动支付业务的普适性,也能够对各地区的移动支付规模及移动支付类型进行分析,进一步优化移动支付业务结构,提高移动支付业务的综合服务质量,对我国移动支付事业的充分发展将产生帮助。立足于上述背景,本文将基于我国移动支付业务发展的现实情况,全面梳理移动支付业务使用情况的评价因素,选择具有代表性的地区进行对比评价,了解移动支付业务发展过程中存在的问题并针对性地提出改进意见,旨在促进我国不同地区移动业务的统筹发展,充分发挥移动支付业务优势。In recent years, the development level of China’s mobile payment business has been good. Coordinating the coordinated development of mobile payment business in various regions can not only enable mobile payment enterprises to further expand their business and give full play to the universality of mobile payment business, but also analyze the scale and types of mobile payment in various regions, further optimize the structure of mobile payment business and improve the comprehensive service quality of mobile payment business. It will help the full development of China’s mobile payment industry. Based on the above background and the reality of the development of China’s mobile payment business, this paper will comprehensively sort out the evaluation factors of the use of mobile payment business, select representative regions for comparative evaluation, understand the problems existing in the development of mobile payment business, and put forward targeted improvement suggestions, in order to promote the overall development of mobile services in different regions of China and give full play to the advantages of mobile payment business.展开更多
基于层次化网络设计模型,给出地铁终端设备至地铁移动支付平台的城市轨道交通自动售检票(Automatic Fare Collection,AFC)系统移动支付网络架构设计方案。文章使用VLAN技术和Trunk模式构建AFC移动支付网络,以三号线地铁为例描述新增移...基于层次化网络设计模型,给出地铁终端设备至地铁移动支付平台的城市轨道交通自动售检票(Automatic Fare Collection,AFC)系统移动支付网络架构设计方案。文章使用VLAN技术和Trunk模式构建AFC移动支付网络,以三号线地铁为例描述新增移动支付三层交换机使用通信光纤进行自组环网过程中的关键设计,运用网络冗余设计方法提高移动支付网络冗余性,实现了AFC终端设备与移动支付平台通信,针对地铁AFC移动支付网络架构特点,给出移动支付在AFC中常见网络故障分析与处理方法。展开更多
如今,互联网移动支付发展越来越快,技术越来越成熟,逐渐渗透到人们日常生活的各个方面。目前我国已进入中度老龄化社会,正向着重度老龄化社会迈进,庞大的老年群体如何熟练使用移动支付、顺利适应当代数字社会已成为社会各界广泛关注的...如今,互联网移动支付发展越来越快,技术越来越成熟,逐渐渗透到人们日常生活的各个方面。目前我国已进入中度老龄化社会,正向着重度老龄化社会迈进,庞大的老年群体如何熟练使用移动支付、顺利适应当代数字社会已成为社会各界广泛关注的重要议题。基于CLASS2020的数据,采用陈勃开发的社会适应量表,利用多元回归模型、倾向值得分匹配方法,实证研究移动支付对老年人社会适应的影响。研究结果表明,移动支付对老年人社会适应水平具有一定的积极影响,而且该影响存在区域异质性,即移动支付对城市老年人的影响更大。因此,为了推进积极老龄化,不仅需要鼓励老年人积极使用移动支付,还要加强对移动支付的风险管理,营造安全可靠的支付环境,让移动支付成为老年人适应数字社会的有效途径。Nowadays, Internet mobile payment is developing faster and faster, and its technology is becoming more and more mature, gradually penetrating into all aspects of people’s daily life. At present, China has entered a moderately aging society and is moving towards a severely aging society. How the vast elderly population can proficiently use mobile payments and smoothly adapt to the contemporary digital society has become an important issue of widespread concern in all sectors of society. Based on the data from CLASS2020, using the social adaptation scale developed by Chen Bo, and employing multiple regression models and propensity score matching methods, this study empirically investigates the impact of mobile payments on the social adaptation of the elderly. The research results indicate that mobile payments have a certain positive impact on the social adaptation level of elderly people, and this impact has regional heterogeneity, that is, mobile payments have a greater impact on urban elderly people. Therefore, in order to promote active aging, it is not only necessary to encourage the elderly to actively use mobile payments, but also to strengthen risk management of mobile payments, create a safe and reliable payment environment, and make mobile payments an effective way for the elderly to adapt to the digital society.展开更多
文摘近几年我国移动支付业务发展水平较好,统筹各地区移动支付业务的协同发展不但能够使移动支付企业进一步扩大业务,发挥移动支付业务的普适性,也能够对各地区的移动支付规模及移动支付类型进行分析,进一步优化移动支付业务结构,提高移动支付业务的综合服务质量,对我国移动支付事业的充分发展将产生帮助。立足于上述背景,本文将基于我国移动支付业务发展的现实情况,全面梳理移动支付业务使用情况的评价因素,选择具有代表性的地区进行对比评价,了解移动支付业务发展过程中存在的问题并针对性地提出改进意见,旨在促进我国不同地区移动业务的统筹发展,充分发挥移动支付业务优势。In recent years, the development level of China’s mobile payment business has been good. Coordinating the coordinated development of mobile payment business in various regions can not only enable mobile payment enterprises to further expand their business and give full play to the universality of mobile payment business, but also analyze the scale and types of mobile payment in various regions, further optimize the structure of mobile payment business and improve the comprehensive service quality of mobile payment business. It will help the full development of China’s mobile payment industry. Based on the above background and the reality of the development of China’s mobile payment business, this paper will comprehensively sort out the evaluation factors of the use of mobile payment business, select representative regions for comparative evaluation, understand the problems existing in the development of mobile payment business, and put forward targeted improvement suggestions, in order to promote the overall development of mobile services in different regions of China and give full play to the advantages of mobile payment business.
文摘基于层次化网络设计模型,给出地铁终端设备至地铁移动支付平台的城市轨道交通自动售检票(Automatic Fare Collection,AFC)系统移动支付网络架构设计方案。文章使用VLAN技术和Trunk模式构建AFC移动支付网络,以三号线地铁为例描述新增移动支付三层交换机使用通信光纤进行自组环网过程中的关键设计,运用网络冗余设计方法提高移动支付网络冗余性,实现了AFC终端设备与移动支付平台通信,针对地铁AFC移动支付网络架构特点,给出移动支付在AFC中常见网络故障分析与处理方法。
文摘如今,互联网移动支付发展越来越快,技术越来越成熟,逐渐渗透到人们日常生活的各个方面。目前我国已进入中度老龄化社会,正向着重度老龄化社会迈进,庞大的老年群体如何熟练使用移动支付、顺利适应当代数字社会已成为社会各界广泛关注的重要议题。基于CLASS2020的数据,采用陈勃开发的社会适应量表,利用多元回归模型、倾向值得分匹配方法,实证研究移动支付对老年人社会适应的影响。研究结果表明,移动支付对老年人社会适应水平具有一定的积极影响,而且该影响存在区域异质性,即移动支付对城市老年人的影响更大。因此,为了推进积极老龄化,不仅需要鼓励老年人积极使用移动支付,还要加强对移动支付的风险管理,营造安全可靠的支付环境,让移动支付成为老年人适应数字社会的有效途径。Nowadays, Internet mobile payment is developing faster and faster, and its technology is becoming more and more mature, gradually penetrating into all aspects of people’s daily life. At present, China has entered a moderately aging society and is moving towards a severely aging society. How the vast elderly population can proficiently use mobile payments and smoothly adapt to the contemporary digital society has become an important issue of widespread concern in all sectors of society. Based on the data from CLASS2020, using the social adaptation scale developed by Chen Bo, and employing multiple regression models and propensity score matching methods, this study empirically investigates the impact of mobile payments on the social adaptation of the elderly. The research results indicate that mobile payments have a certain positive impact on the social adaptation level of elderly people, and this impact has regional heterogeneity, that is, mobile payments have a greater impact on urban elderly people. Therefore, in order to promote active aging, it is not only necessary to encourage the elderly to actively use mobile payments, but also to strengthen risk management of mobile payments, create a safe and reliable payment environment, and make mobile payments an effective way for the elderly to adapt to the digital society.