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政府债券置换对商业银行风险的影响机制和效果研究
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作者 李程 赵千淇 《统计理论与实践》 2023年第7期57-66,共10页
针对银行购买政府债券对其风险水平的影响,使用双重差分模型证明了在2015年实施的地方政府债务置换政策能显著降低商业银行的风险水平。同时,采用PCSE方法对银行购买政府债券对其风险水平的影响渠道进行研究,并进行异质性检验和稳健性检... 针对银行购买政府债券对其风险水平的影响,使用双重差分模型证明了在2015年实施的地方政府债务置换政策能显著降低商业银行的风险水平。同时,采用PCSE方法对银行购买政府债券对其风险水平的影响渠道进行研究,并进行异质性检验和稳健性检验,发现商业银行购买政府债券能提高银行的盈利能力和流动性,且能够降低流动性风险,但对信用风险有异质性影响,总体上能够降低银行风险,尤其是对小型银行影响显著。政策上应该强化债务置换的金融风险防控,降低债务成本,优化银行资产结构。 展开更多
关键词 商业银行 政府债券置换 金融风险
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AIGC赋能下数字人在电影中的应用概述 被引量:3
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作者 谢韵 曾可依 李秀 《现代电影技术》 2023年第10期34-39,共6页
数字人作为数字电影技术的重要组成部分,不仅为电影创作者提供更广阔的自由创意空间,也让观众体验到更精彩逼真的视觉效果和故事情节,是未来电影行业高质量发展的重要探索方向。随着人工智能(AI)技术在深度学习(DL)、自然语言处理(NLP)... 数字人作为数字电影技术的重要组成部分,不仅为电影创作者提供更广阔的自由创意空间,也让观众体验到更精彩逼真的视觉效果和故事情节,是未来电影行业高质量发展的重要探索方向。随着人工智能(AI)技术在深度学习(DL)、自然语言处理(NLP)、计算机视觉(CV)等领域的不断突破,越来越多影视公司加大了对数字人的技术研发力度。本文通过分析数字人在电影行业的应用现状,对真人数字替身和虚拟创造角色两种数字人类型进行了简要介绍,并针对现有AI技术成果,从形象生成、语音合成、动画驱动三方面总结人工智能生成内容(AIGC)赋能下数字人制作效能的优化,再从批量化生成和智能化交互的角度探讨数字人在电影制作中的应用前景,为数字人在影视行业中的应用提供一些启示。 展开更多
关键词 数字人 AIGC 电影制作 深度学习
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Hybrid enzyme catalysts synthesized by a de novo approach for expanding biocatalysis 被引量:3
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作者 Yufei Cao Jun Ge 《Chinese Journal of Catalysis》 SCIE EI CAS CSCD 2021年第10期1625-1633,共9页
The two major challenges in industrial enzymatic catalysis are the limited number of chemical reaction types that are catalyzed by enzymes and the instability of enzymes under harsh conditions in industrial catalysis.... The two major challenges in industrial enzymatic catalysis are the limited number of chemical reaction types that are catalyzed by enzymes and the instability of enzymes under harsh conditions in industrial catalysis.Expanding enzyme catalysis to a larger substrate scope and greater variety of chemical reactions and tuning the microenvironment surrounding enzyme molecules to achieve high enzyme performance are urgently needed.In this account,we focus on our efforts using the de novo approach to synthesis hybrid enzyme catalysts that can address these two challenges and the structure-function relationship is discussed to reveal the principles of designing hybrid enzyme catalysts.We hope that this account will promote further efforts toward fundamental research and wide applications of designed enzyme hybrid catalysts for expanding biocatalysis. 展开更多
关键词 Expanding biocatalysis In situ synthesis Hybrid enzyme catalysts Structure-function relationship Rational design
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High activity and durability of carbon-supported core-shell PtPx@Pt/C catalyst for oxygen reduction reaction 被引量:3
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作者 Wei-Ze Li Bang-An Lu +7 位作者 Lin Gan Na Tian Peng-Yang Zhang Wei Yan Wei-Xin Chen You-Hu Chen Zhi-You Zhou Shi-Gang Sun 《Chinese Journal of Catalysis》 SCIE EI CAS CSCD 2021年第12期2173-2180,共8页
Alloying Pt with transition metals can significantly improve the catalytic properties for the oxygen reduction reaction(ORR).However,the application of Pt-transition metal alloys in fuel cells is largely limited by po... Alloying Pt with transition metals can significantly improve the catalytic properties for the oxygen reduction reaction(ORR).However,the application of Pt-transition metal alloys in fuel cells is largely limited by poor long-term durability because transition metals can easily leach.In this study,we developed a nonmetallic doping approach and prepared a P-doped Pt catalyst with excellent durability for the ORR.Carbon-supported core-shell nanoparticles with a P-doped Pt core and Pt shell(denoted as PtPx@Pt/C)were synthesized via heat-treatment phosphorization of commercial Pt/C,followed by acid etching.Compositional analysis using electron energy loss spectroscopy and X-ray photoelectron spectroscopy clearly demonstrated that Pt was enriched in the near-surface region(approximately 1 nm)of the carbon-supported core-shell nanoparticles.Owning to P doping,the ORR specific activity and mass activity of the PtP_(1.4)@Pt/C catalyst were as high as 0.62 mA cm^(–2)and 0.31 mAμgPt–^(1),respectively,at 0.90 V,and they were enhanced by 2.8 and 2.1 times,respectively,in comparison with the Pt/C catalyst.More importantly,PtP_(1.4)@Pt/C exhibited superior stability with negligible mass activity loss(6%after 30000 potential cycles and 25%after 90000 potential cycles),while Pt/C lost 46%mass activity after 30000 potential cycles.The high ORR activity and durability were mainly attributed to the core-shell nanostructure,the electronic structure effect,and the resistance of Pt nanoparticles against aggregation,which originated from the enhanced ability of the PtP_(1.4)@Pt to anchor to the carbon support.This study provides a new approach for constructing nonmetal-doped Pt-based catalysts with excellent activity and durability for the ORR. 展开更多
关键词 Oxygen reduction reaction Nonmetallic doping Phosphorization Core-shell nanostructure DURABILITY
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ERP厂商如何探寻发展良机?
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作者 丁威旭 吴晓松 《企业管理》 2022年第1期111-113,共3页
面对政策利好与行业内卷陷阱,ERP厂商应在助力客户企业数字化转型的同时,实现自身价值。新冠肺炎疫情、中美经贸摩擦等导致逆全球化趋势上扬,面对不确定性的大环境,构建以国内大循环为主、国内国际双循环相互促进的新发展格局成为我国&q... 面对政策利好与行业内卷陷阱,ERP厂商应在助力客户企业数字化转型的同时,实现自身价值。新冠肺炎疫情、中美经贸摩擦等导致逆全球化趋势上扬,面对不确定性的大环境,构建以国内大循环为主、国内国际双循环相互促进的新发展格局成为我国"十四五"期间的发展趋势。 展开更多
关键词 软件厂商 国产软件 软件替代 政策利好 行业内卷
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